Bridge Renovation Loans for Investors | Pinnacle Ventures
For real estate investors

Keep more cash in your pocket and do more deals.One free call with Jay finds the bridge loan that fits your next FLIP.

Close in as little as 5 days, skip payments while you renovate, or finance up to 100% of the purchase in select deals.

  • Close in as little as 5 daysWhen the seller wants a fast close
  • No payments while you renovateOn qualifying loans
  • Up to 100% of the purchase coveredIn select deals. You bring closing costs.
Free deal checkStep 1 of 7
What matters most on this deal?
Tap one. You can change it later.
What's the plan for the property?
Where is the deal right now?
Where is the property?
Jay works with investors across the U.S.
What are the numbers on this deal?
Your best guess is fine.
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$
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What the home should sell for once the work is done.
Could you bring extra cash to closing?
Most lenders lend up to 75% of what the home will be worth after repairs. Your numbers are a bit above that, so you may need to bring extra cash.
About where is your credit score?
A range is fine. This does not pull your credit.
Last step. Where can Jay reach you?
Jay or his team will use this to set up your free deal review.
Takes about a minute. No credit check.
Three ways in

Three ways Jay can fund your flip

Every deal is different, and so is every investor's goal. Jay matches yours to the lender that fits it.

Close in as little as 5 days

Under contract and the seller wants to close fast? One of Jay's lenders can close in as little as 5 days. Jay has closed one in 3.

Timing depends on the property, title, and your paperwork.

No payments while you renovate

Most rehab loans charge you every month while the work is going on. One of Jay's lenders lets you skip payments until the work is done.

On qualifying loans.

Up to 100% of the purchase covered

Most investors put 10 to 15% down. In select deals, one lender covers the whole purchase price. You bring the closing costs, not a down payment.

Select scenarios only. Your numbers still need to work.

Check My Deal
Not sure which one fits? That is what the free call is for.
How it works

Get your rehab money back while you work, not after you sell

Most investors pay for the rehab with their own cash. Then that cash sits in the house until it sells or refinances. A bridge renovation loan works differently.

The usual way

  • Your own cash pays for the rehab.
  • That cash is stuck until the house sells or refinances.
  • Your next deal waits for months.

With a bridge renovation loan

  • The loan funds the purchase.
  • You get your rehab money back as the work gets done, often within days.
  • Your cash is free for the next deal.
Will your numbers work? Here is the quick check lenders use.

Say you buy a house for $100,000 and the rehab costs $50,000. When it's done, it will be worth $325,000. That last number is the after-repair value, or ARV. Most lenders lend up to 75% of it.

Purchase price$100,000Rehab budget$50,000Your total cost$150,00075% of the $325,000 ARV$243,750Your cost is under the limitDeal fits

If your cost is above that limit, you bring the difference to closing. The deal check runs this math for you.

Simple process

From your deal to the closing table in 3 steps

1

Check your deal

Answer a few quick questions about your deal. It takes about a minute.

2

Talk with Jay

On a free call, Jay looks at your numbers and your goal. Then he matches your deal to the right lender.

3

Close and get to work

Once you're approved, Jay's team handles the lender and the paperwork, and keeps you updated until closing.

Jay Hussey, Pinnacle Ventures
Meet your broker

Jay Hussey

Mortgage broker and real estate investor, Jacksonville, FL

Jay invests in real estate too, so he knows the math behind a flip. As a broker, he isn't stuck with one lender's rules. He takes your deal to the lender that fits your goal: close fast, save money, or keep more cash in your pocket.

He sticks with lenders he trusts to close on the terms they promised. And his fee goes down on every repeat deal.

“Now you're keeping more money in your pocket, and now you have more money to go get more deals.”Jay Hussey
3 days
Jay's fastest bridge loan close
5 into 1
Rental homes refinanced into one loan, with cash out at closing
1st flip
A new investor's first rehab, now a rental home
Every deal is different. Past results do not promise future results.
Is this for you?

Built for investors with a deal to fund

This is for you if...

  • You fix up homes to sell or rent.
  • You're under contract, making offers, or hunting for your next deal.
  • Your credit score is 650 or higher.
  • You're new to flipping. Many of Jay's lenders still work with you.

This is not for you if...

  • You're buying a home to live in.
  • Your credit score is below 650.
  • The price plus the rehab costs far more than the home will be worth.
Questions

What investors ask Jay first

Nothing. The deal review call is free. If you move forward, Jay's broker fee is a small percentage of the loan. You see it in writing before you commit, and it goes down on every repeat deal.

Because the right loan can be worth more than the fee. A fast close can save the deal. No payments during the rehab keeps cash in your account. Less money down frees cash for your next flip. Repeat clients pay less each time, and loans over $1 million get lower pricing.

Yes. Many of Jay's lenders work with new investors. You may need to put a little more money down than someone with a few flips done.

Some deals close in as little as 5 days, and Jay has closed one in 3. Your timeline depends on the property, the title work, and how fast your paperwork comes in.

In select deals, one lender covers the full purchase price. You still pay the closing costs. The numbers have to work: the price plus the rehab needs to fit within 75% of what the home will be worth after repairs.

Jay will tell you straight. Often the fix is a lower price or bringing more cash to closing. He'll show you what it would take.

No. The deal check only asks for a range. Nothing pulls your credit unless you choose to apply.

Jay works with investors across the U.S. His focus is major cities in Florida, Georgia, Tennessee, Texas, Arizona, California, Virginia, and New York.

No. It's a deal review. Jay looks at your numbers and tells you which option fits, or if none do.

Under contract?

Don't let a slow lender cost you the deal

Sellers pick the buyer who can close. The investor with money lined up first usually wins. Check your deal now and talk with Jay this week.

Check My Deal
Free deal review. Takes about a minute to start.
Good news

Pick a time for your free deal review with Jay

Your deal looks like a fit. Jay will go over the details with you on the call.

Jay will walk you through all three options.

No time that works? Call (904) 425-2387 and Jay's team will find one with you.